.png)
International Financial Services
Build your wealth, protect your assets, and secure your family's future through Singapore's world-class financial ecosystem.
Invest and Expand
I want to invest through Singapore, expand my business into Asia, or explore opportunities in one of the world's most business-friendly environments.
Investors and entrepreneurs looking to grow wealth or establish business presence in Singapore.
Protect and Diversify
I want to protect and diversify my wealth in Singapore through structured solutions, including Family Office setups for comprehensive wealth management.
High-net-worth individuals and families seeking a Plan B, Family Office solutions, or protection from home-country risks.
Build for the Next Generation
I want to build long-term assets in Singapore for my children or future family.
Parents or individuals who want education funds, family protection or legacy planning.
Why Singapore?
Singapore is consistently ranked among the world's top financial hubs, offering unique advantages for international investors seeking stability, security, and growth.
Political Stability
Consistent government policies and a safe, secure environment for your investments.
Strong Currency
The Singapore Dollar (SGD) is one of Asia's most stable and strongest currencies.
Rule of Law
Strong legal framework with world-class investor protection and transparent regulations.
Tax Efficiency
No capital gains tax, no inheritance tax, and attractive tax treaties with many countries.
Singapore at a Glance
Key facts that make Singapore one of the world's premier destinations for wealth management and financial planning.
MAS Regulated
The Monetary Authority of Singapore (MAS) is Singapore's central bank and integrated financial regulator. It supervises all financial institutions, ensuring high standards of conduct and consumer protection.
Strategic Location
Singapore sits at the crossroads of major trade routes, providing easy access to the fast-growing Asian markets while maintaining strong connections to Europe, the Middle East, and the Americas.
Trusted Jurisdiction
Singapore is recognized globally for its strict anti-money laundering (AML) and counter-terrorism financing (CFT) frameworks, making it a trusted jurisdiction for legitimate wealth management.
English Common Law
Singapore's legal system is based on English common law, providing familiarity and predictability for international investors. Contracts and trusts are well-protected under this framework.
Multilingual Hub
English is one of Singapore's official languages and is widely used in business and legal contexts. This eliminates language barriers for international clients from English-speaking countries.
Time Zone Advantage
Singapore's GMT+8 time zone allows it to bridge Asian, European, and American markets, enabling efficient communication and transactions across different regions.
Common Questions
Answers to frequently asked questions from international clients considering Singapore for their financial planning needs.
Do I need to be a Singapore resident to access financial services?
No, you do not need to be a Singapore resident. Many financial services in Singapore are available to non-residents, subject to the regulations of both Singapore and your home country. You will need to complete appropriate Know Your Customer (KYC) documentation and comply with applicable regulations.
How does Singapore protect my personal and financial information?
Singapore has comprehensive data protection laws under the Personal Data Protection Act (PDPA). Financial institutions are also subject to strict confidentiality obligations under MAS regulations. While Singapore complies with international standards like the Common Reporting Standard (CRS), your data is handled with appropriate safeguards.
What are the tax implications for international clients?
Singapore does not impose capital gains tax or inheritance tax. However, your tax obligations depend on your tax residency and the laws of your home country. Singapore has signed Double Taxation Agreements with over 90 countries to help prevent double taxation. We recommend consulting with a qualified tax advisor for your specific situation.
Can I manage my finances remotely?
Yes, many aspects of financial planning can be conducted remotely through video consultations, secure document sharing, and digital platforms. For certain processes, you may need to provide notarized or apostilled documents. We guide clients through these requirements to ensure a smooth experience.
What currencies can I hold or transact in?
Singapore's financial system supports transactions in multiple major currencies including SGD, USD, EUR, GBP, AUD, and many others. Multi-currency accounts are available, allowing you to hold and manage wealth in different currencies based on your needs and preferences.
Wealth Structuring Solutions
Singapore offers sophisticated wealth structuring vehicles designed for high-net-worth individuals and families seeking asset protection, tax efficiency, and multi-generational wealth transfer.
Variable Capital Company (VCC)
Singapore's VCC framework is a flexible corporate structure specifically designed for fund management. It allows umbrella structures with multiple sub-funds, each with separate assets and liabilities.
- Umbrella structure with segregated sub-funds
- Eligible for tax incentives under Section 13R/13X
- Re-domiciliation from other jurisdictions possible
Single Family Office (SFO)
Singapore has become a premier destination for Single Family Offices, with over 1,500 SFOs established. MAS provides tax incentive schemes for qualifying family offices managing significant assets.
- Section 13O: Min. S$20M AUM requirement
- Section 13U: Min. S$50M AUM requirement
- Centralized wealth management for generations
Singapore Trust
Singapore trusts offer robust asset protection with perpetuity allowed for up to 100 years. The Trust Companies Act provides a strong regulatory framework ensuring professional trustee standards.
- Up to 100-year perpetuity period
- Strong asset protection from creditors
- Flexible for various asset classes
Private Trust Company (PTC)
A PTC is a company specifically established to act as trustee for family trusts. It allows family members to retain control over trust decisions while maintaining the benefits of the trust structure.
- Family control over trustee decisions
- Exempt from licensing requirements
- Facilitates succession planning
Insurance-Based Solutions
Singapore offers sophisticated insurance solutions including Universal Life policies and Private Placement Life Insurance (PPLI) that provide tax efficiency, asset protection, and estate planning benefits.
- Tax-efficient wealth accumulation
- Creditor protection in many jurisdictions
- Efficient wealth transfer mechanism
Philanthropic Structures
Singapore supports charitable giving through structures like Donor Advised Funds and charitable trusts. These allow families to engage in strategic philanthropy while maintaining involvement in grant-making decisions.
- Tax deductions for qualifying donations
- Family legacy and values transmission
- Professional grant management support
Investment Strategies for Global Clients
Access diversified investment opportunities through Singapore's robust financial infrastructure, with strategies tailored to your risk profile and long-term objectives.
Multi-Asset Portfolio Construction
Our approach combines traditional and alternative asset classes to build resilient portfolios that can weather market volatility while pursuing growth objectives.
Global and regional exposure
Government and corporate bonds
Property, infrastructure, commodities
Private equity, hedge funds
Currency Diversification Strategy
Singapore Dollar serves as an anchor currency, while strategic allocation across major currencies helps protect purchasing power and optimize returns across different economic cycles.
Focus on wealth preservation across generations
Spread risk across geographies and asset classes
Systematic approach to portfolio rebalancing
Clear reporting and fee structures
Residency & Immigration Pathways
For clients seeking a physical presence in Singapore, various residency pathways are available depending on your investment capacity and business objectives.
Global Investor Programme (GIP)
The GIP grants Permanent Residence to global investors who invest substantially in Singapore. This is the primary pathway for ultra-high-net-worth individuals.
Invest min. S$10M in a new business or expand existing operations
Invest min. S$25M in a GIP-approved fund
Invest min. S$50M in establishing a SFO with min. S$200M AUM
Employment Pass (EP)
For professionals, managers, and executives working in Singapore. Requires a qualifying job offer with minimum salary thresholds that vary by sector.
- Min. salary from S$5,000 (2024 rates)
- COMPASS points-based assessment
- Pathway to PR after working in Singapore
- Dependant passes available for family
EntrePass
For entrepreneurs who want to start and operate a business in Singapore. Suitable for those with innovative business ideas or established track records.
- For innovative or funded startups
- Requires meeting innovation criteria
- Progressive renewal conditions
- Access to government grants and support
Important Note on Immigration
Immigration policies and requirements change frequently. The information above is for general guidance only. We work with licensed immigration specialists to provide accurate, up-to-date advice for your specific situation. Always verify current requirements with the Immigration and Checkpoints Authority (ICA) or Ministry of Manpower (MOM).
Your Journey With Us
From initial consultation to ongoing portfolio management, we guide you through every step of establishing your financial presence in Singapore.
Discovery
Comprehensive review of your current situation, goals, risk tolerance, and family circumstances. Understanding your home country's regulations.
Strategy
Development of a tailored strategy incorporating appropriate structures, investment approaches, and implementation timeline aligned with your objectives.
Implementation
Coordinated execution with partner banks, custodians, legal counsel, and other professionals. Documentation and compliance handled with precision.
Ongoing Service
Regular portfolio reviews, market updates, and proactive adjustments. Continuous monitoring of regulatory changes that may affect your structure.
Ready to Explore Your Options?
Schedule a consultation to discuss how Singapore's financial ecosystem can work for you and your family.
Schedule ConsultationImportant Information
General Disclaimer: The information provided on this website is for general informational purposes only and does not constitute financial, investment, tax, or legal advice. The content is not intended to be a substitute for professional advice tailored to your specific circumstances.
No Offer or Solicitation: Nothing on this website constitutes an offer to sell, a solicitation of an offer to buy, or a recommendation of any security, financial product, or service. Any references to financial strategies or approaches are for educational purposes only.
Regulatory Notice: HING Financial operates in Singapore and is subject to the regulations of the Monetary Authority of Singapore (MAS). Services available to international clients may vary depending on your country of residence and applicable regulations. It is your responsibility to ensure compliance with the laws and regulations of your home jurisdiction.
Tax Considerations: Tax laws vary by jurisdiction and individual circumstances. While Singapore offers certain tax advantages, your overall tax position depends on your residency status and the laws of your home country. We strongly recommend consulting a qualified tax advisor before making any financial decisions.
Risk Warning: All investments carry risk, including the potential loss of principal. Past performance is not indicative of future results. The value of investments may fluctuate due to market conditions, currency movements, and other factors.
No Guarantee: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information contained on this website.